Hassle Free: Paano Maningil ng Utang?

Takot ka na ba sa ng text o private message na “kumusta?”May kilala ka bang bumabait kapag nangungutang pero napakahirap singilin kapag bayaran na? Sila pa galit o nangangakong bukas na lang?TANONG: Nautangan ka na ba minsan at hindi nabayaran? Madaming beses na that some friends and officemates attempted to borrow money from me and…

The Kuripot Guide to Save Php10,000

Madalas ka bang sabihang “KJ” (kill joy) dahil hindi ka mayaya ng friends mo gumala at gumastos?Madalas ka bang sabihang “hindi ka kasi galante”?Sweldo pero hindi ka bumibili ng “reward” para sa sarili?Kuripot ka ba o Matipid lang?The Kuripot TestAre you frugal or miser/cheap?Sabi sa Wikipedia:A miser or cheap is a person who is reluctant…

HOW TO BE DEBT FREE

Nasabi mo na ba “Kasusweldo pa lang, ubos na!”?Or, “Wala pang sweldo, ubos na!”? E di Shing!Then you resort to JT, jutang, London, Loan.If you have, you are not alone.I have a friend who once asked me for advice. At one point, he ranted about his financial state.His major outburst, “Ang sweldo ko parang sibuyas.…

7 PARAAN SA TAMANG PAGIIPON

Many of us live a life na “maayos” naman pero kadalasan walang naiipon. Lalo na sa maliit ang kinikita at tamang tama lang sa pang-personal na gastos.Here are the 7 ways to right saving.1. The Right MindsetYou need to have the right mindset why you need to save money.Bakit ka ba mag-sasave? Para saan?Dapat alam…

GUSTO KO MAGSAVE PERO DI KO MAGAWA

Here’s my usual conversation with my officemates.Me: Attend tayo financial planning seminar?Friend: … Hindi ko naman kailangan nun ehMe: Punta tayo VIP concert?Friend: Sige magleleave ako agad agad! Me: Kuha tayo ng insurance plan?Friend: … Hindi ko naman kailangan nun eh Me: Tara travel tayoFriend: G! Saan? magleleave ako agad agad! Me: Invest tayo sa stocks?Friend: … Sugal…

5 DAHILAN BAKIT MAHIRAP PA RIN SI JUAN?

Yesterday, I was randomly watching youtube vidoes – beauty bloggers, make up tutorials, movie trailers, trending videos…Then suddenly napunta sa recommended videos kung “BAKIT MARAMI PARING MAHIRAP NA PINOY?” Napaisip ako, not because I don’t know the answer but because I know that there are so many reasons why most of the Filipinos are still in the…

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